Think you're behind with money? Read how Shemeka, a nurse and HR professional, went from confusion to clarity—and how you can too with the same steps.

 

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Welcome back to the Nurses Investing For Wealth mini-series on Surviving Nursing. This is where I’m sharing with you the big picture look you need to be able to turn your nursing salary into work optional freedom once and for all. 

This post is part five in a nine part continuing education series on Surviving Nursing. 

Part one - "I Hate Being a Nurse." I get it, and it doesn't have to be this way.

Part two - Surviving Nursing Part 1: Why Self-Care Is Not Enough

Part three - Surviving Nursing Part 2: The Financial Path

Part four - Money and the Nursing Exodus Part 1: Everyone’s Missing the Point 

Part five - Leap From Career Misery To Financial Clarity, Confidence, Space & Ease w/ Maureen, ARNP

Part six - Money And The Nursing Exodus Part 2: Finances In A Burnout Role

Part seven - The Truth About Toxic Nursing Culture–How to Escape the Death Spiral

Part eight - Financial Survival Is the New Protest: How Nurses Are Resisting Toxic Culture (Pt. 2)

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You’re Not the Only Nurse Who Feels Behind With Money

If you’re a nurse or NP who feels like you're doing everything right—but still unsure what’s actually happening with your money—Shemeka’s story is yours, too.

She was smart. She worked in HR. She even ran a business. But when it came to investing? She didn’t feel confident.

She was contributing to her 401(k)… but not sure where the money was going. She felt stuck, uncertain, and overwhelmed.

Sound familiar?

 

What Nurses Really Want Isn’t More Advice—It’s a Real Plan

Like so many of us, Shemeka didn’t need more lectures. She didn’t need a financial guru with jargon. She needed:

• A step-by-step system made for her nurse life
  
  
• A way to stop guessing and start understanding
  
  
• A plan that she could trust, without outsourcing everything
  
  

That’s what she found inside Ultimate Nurse Investing.

"Even though I worked in HR, I didn’t know what to do with my 401(k). I didn’t feel confident. I just picked some options and hoped."

Now?

"I know exactly how much I’ll need to retire—and I can track my progress. I feel so much calmer."

 

What Shemeka’s Story Proves

You don’t have to:

• Be perfect with money
  
  
• Know all the answers before you start
  
  
• Wait until you’re closer to retirement
  
  

You just have to take the first step with a system built for nurses.

Inside Ultimate Nurse Investing, Shemeka:

• Learned how to read and manage her investments
  
  
• Calculated her FI number and set her retirement goal (age 55!)
  
  
• Built confidence she never thought she’d have around money
  
  

"I stopped handing over my money and hoping. Now I know exactly where it’s going—and why."

 

If You See Yourself in Shemeka…

Maybe you’ve:

• Sent money to your 401(k) (RRSP or TFSA if you're Canadian) but don’t know what it’s doing
  
  
• Put off looking at your accounts because it’s overwhelming
  
  
• Delayed making a plan because you’re afraid of what you’ll find
  
  

You’re not alone. And you’re not bad with money.

You just haven’t been shown a system that works with your life—yet.

Shemeka almost let those same fears stop her. But she said yes to herself. And now she’s on track to retire early with confidence.

"Don’t wait. Show up for yourself now. Your future will thank you."

 

Ready to Start Where Shemeka Started?

🎯 [Click here to watch the free training] and learn the system Shemeka used to become the CEO of her own money.

This is how real nurses are building wealth—and freedom—on their terms.

You don’t have to wait. You just have to begin.

Let’s go. 💚

 

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Full Transcript – Nurse Success Story

How to Unlock Clarity, Confidence, and Early Retirement without Guesswork ft. Shemeka, RN, CEO NOSA Group

 

How This Nurse CEO Is On Track to Retire by 55—After Feeling Stuck and Stressed About Money

 

Welcome back to the Nurses Investing For Wealth Mini Series Podcast.

 

We've been talking about toxic nursing culture and why when you understand what's going on with your money, it's easier than you ever imagined to free yourself from burnout work environments.

 

I've heard from a lot of nurses at various points along their journeys, but today, I feel so lucky to have Shemeka, founder and CEO of NOSA Group on the show. NOSA stands for nurse owned staffing agency, if you haven't heard that term before.

 

Now seems like a great time to have Shemeka on the show right after we talked about the research findings indicating that agency nurses are more satisfied with their work and feel less like they're trapped inside the toxic nursing death spiral.

 

Shemeka joined me in my program looking for an evidence based money strategy that was financial jargon free so she could confidently stretch her salary further.

 

Her main goals were to prepare for early retirement, generational wealth, and life flexibility faster without taking unnecessary risks with her money that would delay her progress. Shemeka's story illustrates that nurses who do the work required inside of Ultimate Nurse Investing can successfully plug into a comprehensive money system and unlock money clarity, confidence, and early retirement without guesswork.

Angel:

I think a lot of people listening are gonna see themselves in your story, Shemeka.

 

A little intro is that Shemeka is a 2nd degree ADN nurse. She was working in HR for about 10 years before becoming a nurse. Is that right? 

 

Shemeka:

That's correct. Yes. I worked for 10 years for the federal government in the Washington, DC area before I transitioned into nursing school because I still had some school to and then off off to finish my nursing degree.

 

Angel:

And now you're a business owner too, successfully starting NOSA Group, which is responsible for NOSA Con. And I understand NOSA stands for nurse owned staffing agency, but NOSA Group has morphed into a lot more than that since you started it. So would you mind telling us a little bit more? 

 

Shemeka:

Right. So a part of my nursing career journey was becoming a travel nurse. So I did traveling from about 2014 to about 2017. And in that journey, I met a fellow travel nurse as well. And, of course, we connected. 

 

One of the things I noticed just being a person who worked in human resources was this agency concept throughout health care and, I really started to think about the idea of, “Hey, do nurses own their own staffing business? Or is it always held by other individuals or corporate entities?” 

 

One day, I saw the bill rate of my particular agency for the job that I was working and that really kinda opened the door –or kicked the door down– to the idea of, like, what does the process look like to do it and be the person on the other side.

 

So throughout the journey, we created the NOSA group, the Nurse Owned Staffing Agency on Facebook, which is where we started. We connected networks and collaborated with other people who were either in that same space where they were running their own staffing businesses or thinking about it, or maybe had done home care, but were interested in staffing. We spent the last 5 or 6 years–on Facebook. And, of course, we're on other platforms as well. 

 

In 2022, we all came together for NOSA Con to network. We had over a 100 nurse owned staffing agency owners, and most of us are small or mid-sized owners. We got some education about changes in the industry – there's been a lot of changes.

 

Angel:

I did not know that there were 100 other nurses around the country doing this.

This is so cool to hear.

 

Shemeka:

It is, and we're a unique community because if you don't know, you don't know. We're not funded in the way that some of the larger corporations are. We don't run commercials and ads on Facebook and different platforms. 

 

The nice thing about health care in general is that it's really a word-of-mouth type of industry. So a lot of times, that's how we got a lot of our first clients and employees, and that's the way a lot of NOSAs are doing it as well.

 

Angel:

I love it. I know this is a tangent, but I am curious about how much is the difference between your pay and the agency's bill rate?

 

Shemeka:

This was in. I wanna say, maybe I was getting paid $30, and they were billing $56.

 

Angel:

Okay. So they're getting paid almost as much as you get paid to do the work?

 

Shemeka:

Yeah. And it's pretty common.

 

Angel: 

I won't go down this rabbit hole too far because I could talk to you more about it.

 

But as listeners can see, Shemeka is another one of our nursing colleagues who's excelling at life and in her career, and it has been so good to have you inside of Ultimate Nurse Investing.

 

Shemeka, when you joined, I remember, you mentioned that you had felt you were in the middle stage of your money journey. 

• You had some money saved
• Some investments–401(k)s
• Access to a pension
• Life insurance

 

Why was making a financial change important?

Angel:

Like many nurses who come to the program, you joined with a really strong foundation.

So thinking back to 6 months ago before you joined me inside Ultimate Nurse Investing, why was organizing your finances or making a change important to you?  What was motivating you to take action? 

 

Shemeka:

One of the things that was motivating me the most was the fact that I was getting older. I wanted to really create the type of retirement that I wanted. I don't think as nurses or business owners we give enough time and attention to, “Hey, what does retirement look like?” until you're already in it or it's around the corner. 

It was important for me to not only save for retirement, which I think is highly encouraged, and I, of course, learned from working in human resources, but also plan, like, what that lifestyle would be like.

 

• When do you wanna do it? 
• How much money do you need to do it? 
• Are you on track to actually hit those numbers?

 

I wanted to learn this by connecting with someone that understood the industry and how it can be high highs and low lows on both ends, as a business owner and someone who was also working as nurse. I also wanted to work with someone who could give a little bit of insight and education on things that I just didn't know.

 

• The stock market
• Brokerage accounts
• Things like that

 

Even though I own the business, I really didn't know a lot about how to do this. Connecting with you really helped unravel a lot of those questions, and really gave me a level of comfort to do those things.

 

Nurse Bridging The Gap Between Retirement Myth Versus Reality

Angel:

You mention you had this base and you were dabbling in a lot of things. You did have a strong knowledge too. What was the biggest struggle that you were hoping to resolve? 

 

Shemeka

I think the biggest struggle I wanted to resolve is that I had a perception of what retirement would look like as far as, “Oh, I do this and this, and then I'd be able to retire or take out a pension from my government job. Or I'd make a $1,000,000 in my business, and that would be how I would retire.” 

 

But in reality, there's so many more variables that go into play and I really wanted to feel confident.

 

I wanted to feel confident that, “Hey, I'm giving Fidelity X number of dollars (or Charles Schwab or whomever) and understand what they're doing with the money so that I don't get into a bad situation.” 

You talked a lot about it in the class –about fees and things like that–stuff that I hadn't thought about and how to get to that age where I'm ready to retire. And now my money doesn't look the way that I had anticipated. 

 

Confidently holding financial professionals accountable

 

It was about following the track of what I had and what I knew, but also feeling comfortable to reach out to Fidelity to be like, “Hey, I saw these fees, what is this about? Can we switch over to a more conservative type of fund?”

 

Being in this course was more education based for me. Yeah. The confidence.

 

Angel:

That's the theme that I heard come through. You were looking for confidence in being able to know that your money was being put to use in the right places.

 

Shemeka:

Yeah.

 

What other things did you try to set your money strategy?

Angel:

It's pretty typical that nurses come into the program after trying lots of different things to help them set their financial strategy, whether that's spending years trying to learn it on their own or learning it for free, reading books, or investing money into other programs. What about you? Had you already tried to do something before this program? And how did that go for you? 

 

Shemeka:

I definitely tried some things. 

• I've definitely taken free courses in person. 
• Recently Fidelity rolled out some webinars which are really good.
• I've attended all the lunchtime webinars and things of that nature.
• I think the one thing I did that helped me the most was reading one of the books, I can't remember the name of it, about planning for retirement. It's kinda sectioned out from, “Hey, how much did you have – how much will you need to spend –  how much will you need to save – how pensions work – different types of accounts. That was the biggest starting point for me – reading that book and planning for retirement, 

 

Angel:

Had you done that work before this program or during this program? 

 

Shemeka:

I did it before the program, but there were elements of the book that even though it was well written, I still wasn't clear about.

 

Angel:

Yeah, and that's pretty typical. That's exactly what I found as well which is why I basically created my own money system. Some of the stuff that I was reading about didn't exactly fit me or wasn't customizable to me, or [the writer] wasn't familiar with what it's like to be a nurse and what the unique needs of a nurse are when it comes to money.

 

Yes.

 

It’s Scary Working With Someone You Met On The Internet

Angel:

So I know that it's scary working with someone on the internet that you've never met before. Which is why I'd like to chat with you for a second about what objections may have been running through your mind before joining. 

 

I remember when we chatted before you joined up and you mentioned the main reason that you hadn't joined sooner was because of time. I immediately admired that about you because that signaled to me that you were coming into the program at a time that was right for you when you knew you were gonna be able to put in the work, take the action, show up for coaching, ask for help, and completely implement the steps.

 

And you have. You've done all of that. And so I'm really, really proud of you for doing that.

 

But I'm wondering, is there anything else that you would have said or that would have been running through your mind that would have prevented you from joining up that maybe other people would relate to.

 

Shemeka

That's a good question. I think, like I said, time was the issue. 

 

I was referred and connected with you through someone I trust, Veronica.

 

What if I do the work and I still don’t get it? Will you be there to help?

Shemeka:

I think something that may hinder people is thinking that they won't get it. 

 

Even for myself–I jumped on the group calls or dropped the question in the chat to kinda say, “Hey, I did the video. I read. I'm still not getting it. Help!”

 

I think the fear of doing the work and it still not making sense can hold people back.

 

The nice thing is having a resource like yourself to kind of be like, “Okay, so I've done all those things, can you walk me through it?” 

 

We've, of course, done that. That way it'll stick more.

 

So I think sometimes that's a barrier.

 

How A Nurse Made Financial Literacy A Priority And Invested In It

Shemeka:

For me, time had always been a barrier in making it a priority.

 

So you know, as I mentioned to you earlier, I pick it as my Saturday morning activity.

Saturday morning, it's me and Angel, for at least an hour, sometimes two, depending on where it takes me. Because it's important, you know? It's no different than planning to go to the grocery store or get your car checked. It has an importance in my life and in my family's life. It can't be something that kinda sits on the back burner anymore.

 

Angel: 

I loved that about you, about how you calendered or scheduled out the time to put in. 

 

And I think that you're right that there is a fear because so many of us have one belief that we should naturally be good with money. Why? I don't know, but that's just a natural belief that gets filtered down to us. It must be epigenetics or something.

 

And the fear that, well, that's not working. So am I really gonna get this? And then the fear of being inside of another program trying to learn another thing that you've already tried to learn and still not getting it. 

 

And I love that you mentioned that still comes up. That is still a thing that comes up even when you're inside of the program. 

 

You’re not alone in learning. Get help as you go.

Angel:

You also mentioned there's help. And that is exactly why I don't offer my program without my help. I could just throw out my course and say, have at it. You know, good luck, but that's why I don't do it. Because I understand that there's help that's needed along the way. And so I'm really glad that you've been able to come inside of group coaching and ask those questions so that we can get you unstuck fast. 

 

I hope that that's how it's felt. Has it? 

 

Shemeka:

Yes…

 

Individualized Support

 

Shemeka:

I think the monthly or bimonthly coaching calls helped me get there. If I am in a place I’m stuck, I post the question [in the private group]. And then during the call you talk or go more in-depth about it. That way, if I'm there, I can, follow-up if I need to or just watch it later. 

 

I'm like, “Okay. And then kind of follow those next steps.”

 

Support Inside A Community of Nurses Who Value Financial Literacy and Early Retirement

 

Shemeka:

The one to one element and the question element is really nice, as well as seeing where other people are in their process. I think many of us have similar journeys, especially being in health care. So feeling like you're a part of a community where we're all kind of moving towards similar goals.

 

And then also hearing the success stories: People reaching their goals. When I first started, someone was rolling over a couple of different retirement plans into one which I think for a lot of us is a thing.

 

“So, okay. You figured it out. It wasn't as complicated as you thought it would be.”

 

And then it kinda helps you move towards where you ultimately wanna be.

 

Tips From a Fellow Nurse To Use For Financial Success

 

Angel:

So following on that, thinking back to you 6 months ago, you haven't yet joined, you haven't yet completed the work. What do you want to tell yourself, or what would you tell yourself 6 months ago? 

 

Shemeka:

I would probably tell myself, and I think you said this as well:

 

• “Be patient, you know, be patient.” 
• “Be consistent. As much as you can show up to the sessions, show up. Even if you don't have any questions. A lot of people's experiences provide helpful information.” 
• “Do the homework.” 

 

As you do the homework, you become more comfortable. More questions come up. And then you feel a lot more confident as you reach month 2, 3, 4, as you're going through the different modules to kinda say, “Okay, so I've gotten a handle over this. I can step into this. Now I understand the difference between stocks and bonds and I can understand my score and my numbers and where I want them to be and where to make changes. 

Help with Tailoring Your Financial Strategy

Shemeka:

That was one of the bigger things that I wanted to do was I had my money in a bunch of different Fidelity stocks that weren't necessarily performing as well. So kind of understanding the breakout that I needed to have to get me where I wanted to be was important. 

 

Angel:

Yeah.

And for you, you had a lot of unique situations as well with different types of accounts, I mean. We got to talk through some of that along the way. 

• Your Employee Stock Purchase Program–ESPP
• We got to go into depth on 529s– a type of educational saving account 

 

• Royalties

 

 

Prevent Expensive or Harmful Money Mistakes

Shemeka:

It helped me from jumping in too much because sometimes you see something that you think is a good thing and you're jumping into the wrong thing. And learning how to balance that with your risk. 

 

Angel:

So I wanna go back to what you said starting out, which is that seeing that it is a series of steps And it's like, we wanna be at the end right away when we start.

But there's a series of steps to get there and the patience.

So you said to be patient and to take those steps because as you work through them, you start to unfold the the why to your money strategy.

And then you reached the end, and it all makes sense.

I think that's what you're saying? 

 

Having Financial Control And Confidence

 

Shemeka:

Yes.

Yeah.

Yeah.

 

I'm in a totally different space, from when I started in January [4 or 5 months ago] to now. I'm in a totally different space.

 

I feel like I have more control. I can ask questions and speak to you or speak to other financial people from a different place because I have clear goals in mind and have them set. You're just able to really move forward confidently versus moving in fear or moving along with what other people might be doing. And knowing how to hold others accountable and what to ask for.

 

I definitely boosted my confidence. I think the banking and the financial space can be intimidating to people at times. Even though I think a lot of institutions, especially like your credit unions and stuff like that, do a pretty good job at it, they don't create as welcoming of an environment to it where it's more personalized to your situation.

I think that in those types of settings, really knowing what you want, what you're looking for. You know, you can ask the questions about the fees and can I take it out early, what happens, penalties. This makes for a much enjoyable conversation than them kind of telling you, “Hey, this will be a good fit for you,” and you're kind of moving on something that may not work out.

 

Angel:

That's right. Because people that work at banks are salespeople.

And so they get paid commission based on what accounts you open, what kinds of investments you buy, all of that. And so looking out for yourself, protecting yourself, and being able to have the conversations is super important.

 

What Helped You The Most In Ultimate Nurse Investing?

 

Angel

What specific feature did you like most about the program or that you felt gave you clarity the most? 

 

Shemeka

• I would probably say the the Group Sessions gave me clarity.
• I did also appreciate the self paced element of the course where you can kind of move into different places.
• And the spreadsheets. Love the spread spreadsheets.

 

Angel:

You're a spreadsheet girl, aren't you? 

 

Shemeka:

I am a spreadsheet girl.

 

Once I figured it out, I had a little hiccups because some of my spreadsheets didn't quite do right the first time around. But once we got it right, I have them all saved.

 

Angel:

Yes. Good. Because you're gonna use them for the rest of your life, I hope.

 

Shemeka:

Yes.

 

Angel:

So for people who don't know, the tools–let’s use that word for people who aren't spreadsheet girls, totally get it can be a scary word–but what we're talking about are tools, calculators, calculators that do the math for you, calculators that you plug your data into, and you get an output. That's what we're talking about here.

 

Is there one in particular that you would say that you would want others to know about? One that really gave you clarity beyond others? 

 

Knowing Net Worth Is A Real Eye Opener

Shemeka:

Your Net Worth Tracker is really good because people don't know. Like, you know how much you make every 2 weeks, right? But you don't always know your net worth and you don't know the values of life insurance policies, how much your home is worth in equity. You include all these different variables that people don't take into consideration. It helps give you a picture of your full portfolio. That one was really an eye opener.

 

And then, of course, your FI number tool, I appreciated. And understanding what it meant. I appreciated that one too.

Angel: 

Most of the time we think about our value as how much money we have by the amount of money that's coming into our accounts, but that's the money that's coming and going all the time.

 

And so the way that we really can track our progress is by calculating and tracking and monitoring our net worth over time. I'm glad that that was useful, and an eye opener. 

 

More importantly too and something you touched on was that net worth is not a not a measure of personal worth. Right? So we we do talk about that and you mentioned that. And I wanna say that I'm glad that that was useful.

 

Nurses Can Live Off Investments In Just 10 Years

 

And the FI number for people who aren't familiar with that, that's a calculation of how much money you have to have invested in order to live off your investment returns for the rest of your life.

 

Shemeka, did you get to the crossover point calculator yet? 

 

Shemeka:

I did the spreadsheet and printed it out. So I did get a number. But some of the numbers that I put in were roundabout numbers. They weren't as specific as I would want them to be, but I did get. I did get a printout of the crossover number.

 

Angel:

And did you get any clarity about what point in the future, like, what age you might be in the future when you are able to reach that number where you're able to live off of your investments? 

 

Shemeka:

I did. I was a little bit surprised at the number. I don't remember the exact number, but I think it was something in the fifties [years old, less than 10 years from now]. So, that was definitely encouraging for me to stick with it. That's the goal–stick with it till I get there. Just follow the plan. I think the nice thing about having a number is that you can follow a plan and reach that number. It's a lot less complicated than people realize.

 

Angel:

Yes. Following the steps, knowing what is important to look at. There's so much stuff out there in the finance world that’s distracting. There's so many numbers flying at us all over the place, but most of them don't matter. Knowing the ones to look at is what’s important.

 

Best Results From Plugging In

What would you say is the best result that you've received plugging into the Nurses Investing For Wealth™ method? 

I would say it's been a couple of different results.

 

Managing 401(k) Better

One of the best results is that I didn't really know that you could manage your own 401(k). It's shocking because I did work in human resources, but we didn't get into all of that.

 

I always just assumed that with the 401(k), you put your money in, your employer matches, hopefully, and, they know what to do. If you leave it there, you can rollover, then they know what to do.

 

Of course, I later realized that's probably a bad idea to give somebody tens and 1000s of dollars to manage on your behalf and hope for the best.

 

Taking Action By Picking, Buying & Selling Investments That Match Personal Goals

I think that going in there and you walking me through and kind of looking at the different types of stock options, bonds, cryptocurrency, things of that nature, and really just going in and making the change versus just looking at it every quarter, every month or so [without understanding what I’m looking at] and now actually seeing, “Oh, well, this is a better fit for me” [and taking action to make the change that reflects that]. 

 

It's been a couple of months. The money is actually doing what it needs to be doing.

That would be the piece that I think was the most impactful. For many years, I only gave the money away, essentially, and hoped for the best. Now I'm in there all the time and looking and, you know, adjusting as needed.

 

Angel:

I love that because that's the whole point. Now you know how to pick

1. How to analyze these investments
2. How to match it to your risk
3. How to buy and sell them.

 

That's what you can do and what you have done inside of your 401(k). And that's exactly what the point of those accounts are.

 

And you're right. Most people do not know this. If I were to ask 10 nurses, probably 10 out of 10 would not know this. And so I'm glad that you're gonna help me change this because that's what we need.

 

Shemeka:

Yes.

For sure.

 

Can Ultimate Nurse Investing Really Help Me?

Angel:

Last question. What would you say to any other nurse, any other advanced practice nurse who's listening and who's thinking about joining Ultimate Nurse Investing, but they're having trouble making a decision. What would the thing be that you wanted them to know? 

 

What I would say is 

• It's a doable program. 
• It's more mental than it is time-consuming. The actual walk through of the program, the group sessions –I made majority of them [without trouble]. 
• You're always available. It's not a situation where you feel like, “Oh, well, I have to wait till this time to connect with Angel.” I message you all the time when the thought comes in my head– in the middle of the night. “I'm like, let me see  what Angel thinks about that” and you're always quick to respond. So that gives you a level of comfort that the person is equally as invested in what you're trying to achieve.
• You definitely get a return on your investment. 
• The sooner you realize there really isn't a price on confidence when it comes to your money or your finances. I think feeling more confident kind of spreads throughout all parts of your life when it comes to your finances, not just like this piece of it, you know, because a lot of the focus can be on, or at least for me, is on retirement.
• Start sooner, the better. I would have told myself I should have started this process 10 years ago when I was a little bit younger. For nurses in their high earning years, do it now. Then it makes it a lot easier to incorporate plans and start zero based budgeting and give your money purpose.

 

I've had a good experience. I'm excited to see, you know, what it'll look like a year later and definitely reach out to Angel and tell her how things are going. I definitely feel a lot more confident managing my finances and understanding how it works.

 

Angel

I am excited to hear from you in a year from now! I know that people like you are gonna be seeing results for the rest of your life because this is a lifelong program. 

 

I would just wanna say again, congratulations. You've done so well in walking through these steps, and I can see even just talking with you today compared to the time that you came into the program, I can see how you are so much more clear in your plans. Even in the questions that you ask because now you know what is important to be focusing on.

 

“All The Topics I Wanted Were In The Program”

Shemeka:

Right.

And you've covered just about all the topics I wanted in the program. So you really touched on so many different topics, not just like retirement, not just savings. and that helped me. Whenever different things came up, like the ESPP question, that was a topic in the program, the 529, the ESA, that was a topic.

 

So it was nice to have it happen in the modules and then also get more explanation as to what it is and how you can incorporate it.

 

Angel:

So, yes, for anybody who's listening, we cover it all. And one of the great things about having Shemeka in the program is that you had some experiences in your life that hadn't come up before in the program. And so it let me develop the program even more.

 

So I literally went in and changed the course, changed the docents based on the work that Shemeka and I did inside of our program because I know that it's gonna come up for others.

 

So when something isn't in there, we add it because every person that comes into the program is different.

 

I'm grateful to you for asking those questions and letting us work through them together.

 

Thank you so much for doing this.

 

Shemeka

Of course.

 

Angel:

And for sharing your experience.

Hey, everyone.

Thanks for listening today.

Could you see yourself and Shemeka's story at any point? If so, I'd love to hear how.

It means so much to me to work with action taking nurses like Shemeka who are serious about doing the work to create life flexibility, work optional freedom, and end money confusion once and for all.

I'm honored that Shemeka trusted me enough to go through the steps I teach nurses and advanced practice nurses.

And I'm so happy to hear directly from her about the transformation she's experienced.

Chamika shared with us about how she's relieved she's finally able to understand how to invest her own 401 k.

See that the steps are simple to follow now that she's learned the essential skills.

Make some decisions about investing for early retirement and generational wealth and have her early retirement date in sight.

Replace taking unnecessary risks with her money to making smart choices, she's confident will lead her to her goals.

Shemeka, like many nurses and advanced practice nurses who I have gone through the steps in my program with, waited to enter the program until she was sure she had enough time to implement the steps.

And once inside the program, she took full advantage of the support and personalized help.

That's why she was successful.

Because she set aside time to learn the steps and plug in.

In fact, Shemeka scheduled out 1 to 2 hours each week to do the work and she stuck to it.

And she completed the essential steps within about 4 to 5 months.

That's how fast this can happen.

So if you're feeling some sort of way about money confused, scared, worried you'll run out, daunted by jargon or experts, unsure where to start, who to trust, or what action to take that is going to pay you a return on your investment.

And that's customized to you and your specific life and goals, then I'm here for you.

All you need is 1 to 2 hours a week to do the work.

You have my permission to put in a request for PTO time if that's what it takes to get the time in your schedule.

Like Shemeka said, think of it like a chore.

You have to do it.

Make time for it and do it soon.

Don't be that person whose visits are cut short with your grandkids in order to go to work because you delayed doing this life changing chore.

Here's some good news.

After doing the work with me, you'll be able to complete all your money tasks in just 1 hour a month for the rest of your life.

Just like Shemeka's doing without guessing or hoping that it's right.

And that's gonna pay you more than your full time nursing salary one day.

Can you imagine you one day in the future thinking back to today.

You're having a hard time even remembering a time in your past when you worried about not being able to make enough money or have enough money to provide for yourself or your family.

And because of that feeling stuck in a burnout job, it's hard to remember because now you regularly do the things you want most in life and fit nursing in where it makes sense.

You are work optional.

That's you in the future.

If you're ready to start, go get my free 2 hour training at learn.nursesinvesting.com and commit to yourself to do the work by setting your first 2 hours aside and listening to that training.

You have 1 week to do it.

This is your first step to making work optional in just an hour a month.

I'll leave the link in the show notes You'll also find a link to NOSA Group– Shemeka's company.

Make sure to tell me your thoughts about Shemeka's story and how it lands with you, either in the comments or on Instagram, nurses, investing for wealth.

I'll be back in the next episode.

I'll tell you more about my personal nursing journey and how I set myself up for financial freedom.

You'll see that I wasn't destined to be wealthy.

And why I still feel like it's a miracle that it happened to me.

I'm not holding anything back.

See you there where we'll continue the pursuit of turning one nurse's financial independence into another nurse's power