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This post is number five of an eight part continuing education series on Surviving Nursing.

Part one. 

Part two.

Part three.

Part four.

I Want To Leave Nursing. What Else Can I Do?

If you’ve ever thought, ‘I want to leave nursing. What else can I do?’, then you’re in the right place. What if I told you that it’s possible to manage your money so wisely that you can quit your job and do whatever you want? 

You can! 

Whether you want to leave bedside nursing or you’re a nurse leaving the profession completely, learning how to make the most money as a nurse is your key to freedom.

What Type Of Nurse Makes More Money?

The nurse that makes the most money is the one who knows how to use her nursing salary to get the most out of it. It’s the nurse who can turn $1 into $2 without working longer hours going back to school, or sacrificing her life to her career.

And the way you do this is by implementing proven financial concepts that match your nursing skills perfectly.

If you aren’t doing this already, that’s probably because you don’t know how. It’s hard to know who to trust to learn this. But more than that, taking control of your finances as a nurse is scary, confusing, and daunting. 

“What if I don’t have enough money and I have to stay in this burnout nursing job?”

“What if I look at my finances, don't get the right answers, and discover I have to go back to work in this horrible, burnout healthcare environment.”

“I want to be able to consolidate my finances and have a strategy going forward… a strategy that’s mine and not a strategy that somebody told me about.”

These 👆👆👆are just some of the reasons why nurses and APRNs are jumping into Ultimate Nurse Investing! 

I hear from nurses and APRNs every single day who are in this exact same spot. 

Maureen, MN, MPH, ARNP spent YEARS here. Finally, she was fed up. Stuck in a horrible burnout FNP job and tired of trusting a fiduciary and hoping things would click, she emailed me. 

“Do you really think Ultimate Nurse Investing will be of enough value to me?” 

I said, “Of course. Yes, 100%.” 💯

Maureen’s basic investment knowledge was beyond the financial skills most nurses have. Even still, she did not know how to translate that to work optional financial freedom. Common problem.

It was clear to me that Ultimate Nurse Investing would change her life. 

But not to her (yet).

After all, no one really knows if what they will learn will help them until AFTER they learn it! 

That’s why, now that Maureen has successfully plugged into the Nurses Investing For Wealth™ Method, I asked her to share her experience in detail. 

And boy did she come through! I love all my client transformations, but this one is particularly juicy. 

Enjoy!

Listen to the podcast, watch the video, or keep reading below.

(Transcript edited to enhance readability.)

Client Success: Quantum Leap From Nursing (FNP) Career Misery To Financial Clarity

A Life Full of Confidence, Space and Ease with Maureen, MN, MPH, ARNP

Welcome back to the Nurses Investing for Wealth Mini Series Podcast.

Last time we talked about why nursing pay alone isn't the solution to the nursing exodus.

• It's not our paycheck that burns us out.
• It's the work itself.

Even if they're paying us more to be thrown to the wolves, we're still being thrown to the wolves.

I've heard from a lot of nurses who feel this deeply, which is why I cannot wait to chat with a nurse practitioner colleague who very recently was in the depths of burnout.

I wanna pause and take a deep breath for a second in this episode and acknowledge that discussing the realities of nursing can feel like trauma bonding which is a good way to get nowhere fast. That's the opposite of what we're trying to achieve here.

I wanna put some distance between the realities of nursing and bring us back to the real reason we're here–remembering what's actually possible for you as a nurse.

Here we go.

— — — 

Angel:

I cannot wait for today's success story. It's a full 360. And today, I'm interviewing my beautiful student Maureen. I've known Maureen for 15 years. We used to work together in Seattle.

I have always looked up to Maureen. She's super smart. I've known her to get her Master of Public Health at Harvard. She's worked around the world including in war zones and also in Ebola relief. 

She locumed for me in Seattle and she covered my clinic panel when I went on the Camino de Santiago, which if you know anything about me, you might remember that that is the moment that I had a big epiphany in my life where I realized it could not continue working in such a burnout role. For that reason we have amuch deeper connection than just being colleagues. The universe has brought us together. 

So, Maureen, welcome.

Maureen:

Thank you, and thanks for having me.

It's a pleasure to be here.

I'm a little bit hot blushing from that introduction, but it is true.

Angel:

It's so wild to have remained connected with somebody for so long, and so I'm so, so, so, happy that we've been able to connect here.

That I've been able to share part of this knowledge that I've developed over the years with you.

So thanks for being part of the program.

I wanna start by asking you today, “Why was taking control of your finances important to you? What made you reach out in the first place?” 

Why was taking control of your finances important to you? What made you reach out in the first place?

Maureen:

I had worked with other people [financial advisors] all along.  All along. I'm a single woman, and I've always been responsible for my own money, and I've always had to pay my own way through undergraduate graduate schools. Everything was on me.

I could save money. I knew I could live really frugally. But I wanted to gain a better understanding of how I could make the money that I had worked for me. Was I putting it to the maximum use for me? 

People were telling me this or that. I had these little accounts all over the place. I just thought there has to be an easier way for me to understand that. I feel like nobody is gonna look out for my interests better than myself, and I needed to understand what I was doing. If it turned out that everything was okay, that would be great, but at least I would understand.

The biggest struggle in wanting to take the class was ... well my biggest struggle with money in my accounts was feeling insecure about understanding what was happening with my money.

And I wanted to be able to consolidate my finances and have a strategy going forward about what I was doing. And to have the strategy be my strategy, and not a strategy that somebody told me about.

Angel:

Yeah.

I wanna dig into that a little bit more because I remember a couple things that you said to me that I think will resonate with other people.

Nurse Leaving the Profession Due to Burnout

Angel:

You were also in a burnout position. That was a real motivator for you too. Right? 

Maureen:

Right.

That pushed me to really do the work, because I had been looking at things before, but the fact that I was in this job that was horrible, and I was being treated horribly, and I knew I was not gonna stay there.

And I wanted to know, ‘Can I leave?’ And as I'm near the age of retirement, ‘Can I just stop and not go back to do this?’ I'm still figuring that out–whether or not I'm gonna stay not-working– but I feel like I have a much better understanding and a foundation under me that I can take time to decide what I'm gonna do. And that's so key.

Financial Advisors Cost Nurse Thousands Without Ending Confusion

Angel:

Yeah.

You were working with a financial advisor, and they were telling you it was gonna be okay, but you didn't really know that for yourself. Just having someone else telling you that wasn't enough. Right? 

Maureen:

Right.

I had worked with financial advisors, through my workplace where we used to work.

Then I took a Money in Women course through the University’s Women's Center and got hooked up with this financial advisor who worked for one of the investment firms who had been guiding me for years and charging really high fees (I came to learn), which cost me a lot of money.

When I moved here to the East Coast, I wanted to consolidate all of the small accounts I had. And I just really researched, ‘Who do you go to that's not in it for their own interests?’ and came up with the idea of a fiduciary which is who I then went to and who did help me restructure things and tell me I was okay and on the right track. And even though she told me that and gave me this notebook and everything was, you know, planned out, I still didn't understand it. Like, I didn't get it.

Angel:

Yeah.

I remember you saying exactly that and that that was one of your big motivations for wanting to join up.

Maureen:

Mhmm.

Yeah.

Quitting Nursing? Face Financial Fears First

Angel:

So what was holding you back from joining up? I remember also at one point you messaged me, 'I think I wanna join but I don't know if I'll get enough value out of it.'

Why? What was that about? 

Maureen:

Well, you know, I've really thought about that since. And there was the cost issue, which was resolved, but then I wondered if I really needed it because I had done this work and I was working with fiduciary. And, you know, I looked at those reasons, and then I thought, you know, what the really big component of it was, "What if I look at this and I don't get the right answers that I'm looking for?" And I found a lot of it was the fear of finding out that, "Oh, god, I had to go back to work in this environment?"

Just like anything else, once I established that it's fear that's holding me back, then I'm just gonna grab it by the horns and just look right at it and go.  Because I had to face it. I had to get information to move myself out of that place of fear. I didn't wanna be there.

Angel:

I remember talking with you a lot about that throughout these 6 months. There was a transition.

I don't know exactly what happened, but there was a movement from really scary to money confidence and clarity.

You were at a point feeling, "I cannot bear the thought of returning back to a job that I cannot stand." Then that changed.

Is that true? Is that what happened? 

Maureen:

It is true. Information is power, and I just really believe that.

2 things happened.

1. I was gaining that knowledge and understanding things better and seeing that I was gonna be okay.
2. But the other thing is that you had a guest speaker on. I think it was Angela. Is that her name? 

Angel:

Angela Lynn, our money mindset expert.

Yep.

Maureen:

She started talking about the emotional component to women working with money. I just thought, ‘Oh, I'm not gonna need this,’ but I listened to it anyway.

It resonated so strongly with me. I did need to hear that. And that's when I started to identify all the fear and all that anxiety about money that was there and just work with that and figure out that well, 'Yeah, it's okay to feel those things, but now what are you gonna do with all the energy of that? You can either sit and stew in that fear and anxiety or else turn that energy around and keep going through this program.’ And that's what I decided to do.

Angel:

Yeah.

You went all the way in, and we're gonna get into that in a minute. I'm so proud of you.

But before we do, I wanna ask, going back 6 months before you joined, what would you tell yourself now when you're making this decision when asking yourself ‘Is this something I should do?’

Maureen:

I would say a definite yes. Because we're the person that's gonna look out for our own best interests. And we are the ones that need to understand what's happening with our money. 

If we decide to do nothing with that information afterwards, well, that's a choice too. But if you have this option of becoming more educated about your money and what it can do for you and to feel settled and secure in that and not just rely on somebody else, I think that that's so important to do.

And just having the realization that it was crazy for me to be afraid to look at my money and work with it. Because I think of all the other things I've done where fear didn't even enter into it.

I mean, put me in full PPE and, yeah, I'll go to inpatient ebola. That's not a problem. I'll do that. Or "yes, I'll go work in a war zone." And here I was afraid to look at my own money and get an understanding of it. It was crazy. And that just motivated me more to just go in and take care of it.

Angel:

Oh my gosh. I love that so much. That just hit me right in my chest to hear you say that because you're so right. You've never struck me as a timid or fearful person and you're not!

And I think that it gets to the root of money. It’s such an emotionally rooted concept, and so many of us don't even take the time to think about that. And we, without even realizing, let it hold us back so often. I love that you just compared that feeling to ebola work. I don't think anyone has done that at all time, and I love it.

I'm wondering what specific features helped you the most in this program? 

Maureen:

Self-Paced Learning

I really liked the module format. I mean, the modules were short and easy to follow.

There was an ease in understanding, and I liked how they built upon the knowledge that you gained from the last one progressively.

But I found that sometimes there were some modules where I had to listen a few times to it because there was so much information there, and there were so many things that I didn't catch the first time. I would end up being really frustrated a little bit further on, but then go back and look at it again. And the ability to go back and do that again was really nice at my own pace.

Tools + Calculators That Do The Work For You

I think that the tools that were there especially like the net worth tracker and the allocation tool, as well as the stock and bond analysis tool were just key. Like, those things really helped me to understand and make decisions. The net worth tracker I can use when I do my monthly checklist.

Even though I feel like I'm bleeding money because I'm living off of savings, I can see that my net worth is actually increasing. It has been consistently increasing, which was like this incredible surprise to me because I thought, 'Okay, be prepared to see this go down and that's gonna be okay.' And now I know that, yes, I may see it go down because that's how the stock market works, but it doesn't mean that I'm destitute or panicked about being in a situation that's toxic.

More Time

I have time and I have space.

Group Learning & Support

I also found the group chats were helpful. I really tried to make those a priority. I always find I learn better in a group setting because there are other viewpoints, perceptions, and questions that others have that I would never come up with. And hearing their questions and situations and ideas was really helpful for me and helped to round out information.

One-On-One Help

It was also helpful to get that one on one attention when I was stuck or had questions or couldn't figure out how to work something to be able to go in there and get immediate information was really helpful.

Angel:

So much stuff. I feel like you just gave a whole umbrella overview of what's inside of the program.

What’s Not Inside The Program (& Why It’s Helpful)

Maureen:

Well, the other thing I think that was helpful that are things that were not inside the program.

No Upsells Because Everything Is Included

Like, I've signed up for other things, and I'll get bombarded with emails and all this stuff that I didn't want or they'll try and sell me some product. Or, you know, ‘you have to have this to do it,’ and I didn't have that with your course.

I mean, everything is included in that, and there's no extra hype, and there's no pressure to do anything. You're given information and how you want to use that is up to you.

No Requirement To Divulge Private Information

I didn't have to share anything that I didn't want to share. Nobody knows what my finances are, but me and the fiduciary that I worked with. But I was able to get all this knowledge that I could use to structure my finances. That was just really helpful.

Angel:

And I'm so glad you brought that up because that is one of the ways that I have built this program. It doesn't come with constant upsells. It is everything. That's why I say this is a “one and done system.”

So when you are there, you have everything that you can that you need to build your system.

Yeah, sure. You're gonna keep learning, and I know you will. But, yes, I'm so glad that felt good. 

The whole point is that nurses deserve to have this information and not constantly be sold to. The finance industry is just really good at this anyway, selling more and more and more. And finding more and more ways to take people's money. That's why the finance industry is so rich, but nurses are especially susceptible to that so often.

This is a safe space at Nurses Investing For Wealth where people can come, and learn what they need to learn so that they can make decisions that are right and not get pulled into these bogus investment ploys and other paths that aren't good for them.

Maureen:

Mhmm.

Not A One-Size-Fits-All Money System

Maureen:

And the other thing is your system is not a one-size-fits-all system. I mean, people have to do the work and see where their accounts are when using the Wealth Step Ladder. And then you make decisions based on that, based on where you are at the time you're taking the course, which is incredible.

And then the risk allocation where you answer your own questions in private to see where you are with that. And people are gonna be in all different places. And the place that you are that I am now is not gonna be the place I'm in 5 years.

But I have these tools that I can look at it again... Well, I'll look at it more often than that, but look at it again and say, okay, "I'm gonna move this. I'm gonna structure a little bit differently because of where I am now.” 

It's not a one-size-fits all or you must do this. You're giving people information to look at where they are in that moment in time and make decisions based on that, which is invaluable.

Angel:

Yes.

And you already did that a couple, at least once in the program, I think. Because in this program we start with the safest options for you, and then we start to look at how you can get more out of the money that you have. I think I remember you making some adjustments along the way. Right? 

Financial Control With Stocks, Bonds, CDs, 401ks, IRAs, and Taxes

Maureen:

I did.

By the end of the course, I had to roll over the 401(k) from my toxic workplace. And I was able to look at that and just restructure money, putting money into treasury bonds, looking at how much money I would need in the next year, how could I structure other money that was in my immediate cash accounts for the next 5 years and do CD ladders or treasury bonds or different kind of funding.

And then looking at some of the advanced topics you had. 

Before I did my taxes, I looked at 

• How much I had contributed to my workplace 401(k). 
• How much I was still allowed to contribute to a Roth IRA, because I hadn't made that huge salary that I had been making.

And I was able to just look at that and analyze stocks and see what funds I wanted to put money in, and I wouldn't have been able to do that before. In fact, when I was rolling over my 401(k), I had used the [N.I.F.W.] Stock Bond Analysis Tool and the [N.I.F.W.] Allocation Tool to look at what I had and where I wanted to move things. And I was working through Fidelity. 

Holding Finance Experts Accountable

I called up the guy and I told him what I wanted to do. And he had put aside, I think, an hour for our session. Within 20 minutes, I had told him what I wanted to do. And he said, "Well, it sounds like you are pretty set." And I said, “Yeah. I'm pretty comfortable with this plan. This is what I wanna do."

And he said, "It sounds like you've done research."

And I said, "I've been doing work to get to this point, and I'm ready to do it." And he could tell that I knew what I was talking about. He didn't try and sell me anything different or new and was just really helpful with everything.

Angel:

That's amazing.

I think you said that he even was a little surprised because you knew down to the cent, how much each stock index fund you wanted to buy or something like that. Right? 

Maureen:

Yeah.

Well, I always think, you know, people underestimate nurses. Always, and they also underestimate women. And I think especially older women. They're gonna think, 'Oh, you must need someone to tell you what to do." And at that point, no, I knew what I wanted, where I wanted it to go, and how much was gonna go where.

Just this past weekend, I was talking to my sister's partner, and he's this guy who was in business and finance, and we were talking about things. And I just said, "Well, you know, you've gotta look at the expense ratio on that, and that there's no other fees on this. This is why I went with it.” And he just looked at me and said, "I thought you were a nurse practitioner. What are you doing with finance? And I said, well, I've been working on it!"

Angel:

I love it.

Oh, that makes me so happy to hear! The delightful surprise of showing your cards to someone, like, 'I totally know what I'm doing over here with my money.'

How To Make Money As A Nurse (Without Working!)

Angel:

Another thing I wanted to talk with you about is your increasing net worth. I wanted to just dig into that a little bit more because you're currently taking a break from work (not earning an income) and you are seeing your net worth still go up. To me this means you're covering all of your expenses and your net worth is continuing to climb.

Maureen:

Right. Yeah. I, uh, I don't own any real estate. I don't have any big... I have no inheritance at all. I'm from a family of 11 children. There's no inheritance there. And, the money I have is mine. I'm not in debt. I live simply. I don't live beyond my means. And I am withdrawing from savings because I'm not working. And my net worth is still going up. And I understand why now too because I can track it and see how it's going. Of course, the stock market has had a really good time, so that's been helpful. But I just feel like that's okay. That's money I worked really hard and put away in my 401(k).

So Yeah.

Angel:

So for people who don't yet know how that would be possible, why is that happening? 

Maureen:

Well, I have money set aside to live off of, and the other money is working for me in either high interest savings accounts or in the market or in bonds, and they are accruing interest and value.

So I'm making my money work for me.

Angel:

Yeah.

Yeah.

Yeah.

I love it.

In the 5th module, one of the things that we go into is how do you know when you have enough saved or invested that you reach a point of being able to live off your expenses forever. Right? And when you got there, You found what? 

Maureen:

I found that I do not have enough for forever. Um, according to those things, like, according to the [N.I.F.W.] Crossover and, um, what was the one other tool? Yeah.

Angel:

There's a Crossover Point Calculator and the Simpli-FI-ed calculator, like a financial independence calculator that shows you how to pull your levers to reach your goals sooner.

Maureen:

And for both of those things, it looks like I'm a little bit low. My fiduciary told me I'm set till I'm 94 with the money that I have, and how I'm gonna use Social Security – provided that still exists.

Instead of panicking me–that knowledge that I don't have enough– it just made me think, 

"Okay, so I'm gonna renew my licenses and keep them active. And then decide in the future what I'm gonna do."

Paradigm Shift: Instead of Quitting Nursing, Use Your Finances to Control Your Nursing Career

Maureen:

I just don't have that panic anymore feeling like I have to be driven into a job that I don't like at all. 

I may never go back to being a nurse practitioner again, which kinda makes me a little bit sad because I did enjoy doing that work. I just don't enjoy it in the current settings I was working in.

Angel:

I hear you.

Yeah.

I think that that's so huge that you've done the work to discover that maybe you won't get to the point of having enough invested to live off your returns forever. On the flip side, though, I also want to recognize that you're covering all of your annual expenses right now, and your net worth is still going up, which indicates that you are doing it.

And so in the short term, right now, you are not technically living off of your passive income, but you've really been able to see how it can work. And you're right that when you are looking long term, you're thinking more broadly than just right now. Because right now we know what the markets are doing. Right? But in the long term, we don't know what the markets are gonna do, which is what we plan for. And we plan for the worst case scenario – lower returns or higher interest rates, that kind of thing.

And so you're right. I love the way that you're thinking about this now, which is 'This is what it is now. This is what it could be in the future. And ‘my tool that I have in my back pocket at all times is that: I am a nurse practitioner and I'm gonna keep my license because I can fill in if there is a gap in my income, I can fill that in.'

In the meantime, if I see a change that's happening in my net worth or in my accounts...'– that's your risk capacity, right?– So you're basically talking about how you understand risk capacity now. And how you can use what you have to balance out your money situation without stress and without worrying about running out in the future and without fear that everything's gonna crash down, and I love hearing that.\

Maureen:

Yeah.

That makes me feel much calmer. And it gives me the room to be more selective about if I decide to go back to work – where and with whom I am going to work.

I feel like I am lucky to have done this course and have this background now. Yeah. I'm just in a different place, and I feel like even though, you know, on that [N.I.F.W.] Crossover Calculator, I'm far from where it says I should be, I just have this feeling I'm gonna be okay. Like this is gonna be enough. I feel like I'm fortunate, and I'm in a good situation.

Angel:

I have that feeling for you too. And I feel like you're basing that on a well rounded picture and not just on what's in one bank account and how much you're bringing in next week.

Right? And I love that. It's so good.

Maureen:

Yeah.

Does Investing In Ultimate Nurse Investing Pay Off?

Angel:

So, there are people that write to me because they also are not sure if this is the right program for them. Or if they're gonna learn anything beyond what they already know, um, people that are really wondering is the investment in this course in themselves, is it gonna pay off? And I'm wanting to know what would you tell them? 

Maureen:

I would say it's a definite yes. Um, again, knowledge is power. I didn't even know to look at expense ratios before. Some of the things that the finance expert with Women in Finance from back in Seattle had put me in were okay funds, but she sure was making a lot of money off me doing that.

I mean, it's not that you're suspicious or untrusting, but you can make better choices for yourself than other people are going to. Again, no one is gonna look out for your interests like you do. And understanding what things are and having that sense of literacy...  

That would be like–Is it worthwhile to learn to read? Well, yes, it is. It's worthwhile to learn to read because you can broaden your horizons and have a better understanding and see things from different perspectives. 

I wish that there was a course around like this a long time ago. Like, when I was having all these varied accounts and having these people tell me ‘invest in this’ and not looking at expense ratios and all that because that's $1000s of dollars that are gone.

And, also, I mean, I'm at the point where people are looking forward to retirement. I'm already at retirement age. And I feel like even now this was worthwhile for me to understand this – to be better able to make choices for what I'm gonna do with what I have going forward, and how that's gonna change over time. It's just been invaluable to have this understanding – this literacy: the financial literacy aspect of it.

Angel:

Oh, Maureen, thank you so much for being part of this program. I really do mean it that it has been just so nice to have somebody that I've been connected with for so long to go along in this journey with me. And to be able to share some of the things that I've learned myself in this program that I've put together from a desperation in myself, and sharing it with other nurses because I realized that we're stuck in toxic burnout cultures. 

I'm just so glad that – I'm not glad that that's our situation as nurses but I'm glad that – as nurses, we're finally learning the skill and being able to share it with others so that we can hopefully change the cultures that exist within the healthcare space.

I think the more nurses that have financial independence and freedom, the more they're gonna be willing to advocate for better changes within the healthcare system. I'm just glad that you've been a part of it, and that we have the history together that we do. So thank you so much.

Maureen:

Well, thanks. It's been invaluable for me – I mean, to just have this sense of calm about my money now. 

But also I think it's good for nurses that aren't even in a desperate toxic situation. Like, I had jobs that I absolutely loved, but those jobs, I was contributing to retirement accounts, and I wished I had known how I wanted that money to move. You know I just think that for nurses anywhere in their career to get this fundamental literacy down and be able to move forward with that. That's invaluable. You're offering just an incredible resource to nurses.

Angel:

Thank you so much for saying that because you're a 100% right. Basically, we need to plan for any scenario. At one point, I had my dream job until it was my nightmare job. And I was so glad that I set myself like that. I was interested in this topic and I started to develop my own strategy. You know, my history too came from a pretty poor background. I think we share some feelings about that. And I just really wanted to change that story for my family. And so it was always a topic that I was interested in. 

I didn't always find myself in a desperate or toxic situation, but I also saw what was happening in the nursing world and saw that really it could happen at any moment.And, yeah, you're so right that getting prepared for that, whether or not it comes. Oh my gosh. It's huge.

Maureen:

Also just having that if you're in a job that you love, how do you structure your finances so you can stay in that job you love? Because for me, the job that I loved was very low paying, um, but it was phenomenal, and it took me all over the world.

So how do you get to stay in that kind of situation and support yourself, but prepare for your future when you can't do that anymore.

Angel:

Yes.

Yes.

Exactly.

That's it.

Yeah.

Support yourself financially so you can stay in the job that you love. So that you can decide what pay you're gonna get. So that you can create your own retirement plan or early retirement plan no matter what the situation.

Maureen:

Exactly.

Angel:

Yeah.

I'm so glad we got the chat today, Maureen.

Thank you so much for doing this.

Maureen:

You're welcome.

Thanks for having me.

It was a pleasure.

Conclusion

Angel:

Hey, everyone. Thanks for listening today. Could you see yourself and Maureen's story at any point? If so, I'd love to hear how. DM me on Instagram to share your thoughts.

It means so much to me to work with people who I've known for years and to know that they trust me enough to learn from me. And that's especially true when a personal mentor of mine comes to me for help. Which is the case here with Maureen.

I am honored that Maureen trusted me enough to go through the steps I teach nurses and advanced practice nurses. And I'm so happy to hear directly from her about the transformation she's experienced.

Maureen shared with us about how she's relieved she's finally able to 

• Customize her money strategy while also maintaining financial privacy.
• Develop a strategy she understands without financial jargon.
• Control her finances without dependence on anyone else.
• Avoid excess fees that have cost her $1000s and $1000s of dollars. In fact, when I've worked with Maureen before, we realized that she had missed some of her early retirement options because of so much paid in fees.

Despite that, Maureen's still glad that she's able to be permanently unstuck from toxic work, and she's been able to replace money fears with clarity and confidence. All that to say, she feels financially literate. And it feels comforting. It feels good.

Maureen, like many nurses and advanced practice nurses who have gone through the steps in my program wishes she would have connected sooner. She wasn't sure if she'd get enough value from the program to justify the investment. And as you've just heard now that she's on the other side, She sees that the value goes way beyond the investment and will benefit nurses and advanced practice nurses who are entering anywhere along their career.

So if you're feeling some sort of way about money – confused, scared, worried you'll run out, daunted by jargon or experts, unsure where to start, who to trust, or what action to take that is gonna pay you a return on your investment, then I'm here for you.

I'll be back in the next episode.

But if you're ready to do more than just listen along and if you are ready to dig into doing the work, to customize your own personal strategy, then go get started in my free training at learn.nursesinvesting.com where you’ll receive a special invitation to join Ultimate Nurse Investing. 

That's exactly where Maureen started when she decided to quantum leap to this new life she's living now, and it was just 6 months prior to us recording this.

Imagine… 

Where do you wanna be in 6 months? 

No. really imagine it. Where do you wanna be in 6 months? 

And then ask yourself, what do you need to do to get there? 

If some part of your answer is to take control of your finances so you can be work optional as soon as possible then visit me at learn.nursesinvesting.com so that you can start working through the steps to customize your own money plan.

Also, here’s the link to Angela Lynn who Maureen mentioned. She's my favorite money mindset expert. Everybody inside Ultimate Nurse Investing gets access to her free training that Maureen went through. You can also access her directly. If you're having a lot of emotions around money, that is where you need to start so that you can actually put the steps in place when you get there.

Next time I’ll be saying something that scares me a little, even though I truly believe it. I’ll be talking about why I think the key to achieving stability in nursing is to develop the financial savvy to quit.

Like Maureen talked about.

I'll show you too.

Go ahead andClick here for the next blog in this series: Managing Your Finances in a Burnout Role. Add a note now to watch, listen, or read later.

Together we’ll continue the pursuit of turning one nurse's financial independence into another nurse's power.

If you would like to get started down the path towards financial clarity and career freedom, come meet me in this free 2 hour training ➡ click here.

If you have questions or just want to connect personally, email me any time at [email protected].