Breaking Through Financial Fears: Your Journey to Nurse Money Mastery
May 06, 2025
🎉 You’ve made it to the final day of the 4-day Rev Your Riches Challenge—way to go! Want to revisit everything you’ve learned? [Click here to access the full challenge.]
Finding & Fixing Problems With Your Investment Strategy–Maximize Your Returns By Building Your System
[Click the video above to watch now!]
Why Most Nurses Stay Stuck—and Why You Won’t
Nurses are taught to trust authority. It’s built into our training, our culture, and our workplaces. So when it comes to investing, most of us assume the safest move is to hand our money to someone “who knows better” and let them handle it.
But here’s the truth: that’s what’s keeping most nurses broke, burned out, or stuck in jobs they can’t leave.
The Hidden Cost of Outsourcing Your Money
Finance professionals—even the ones who say they’re free—are still getting paid. Their fees are baked into your investments, hidden in fine print you’ve probably never seen.
These silent fees add up. A 1% fee may not sound like much, but over 30 years? It can cost you 25–40% of your retirement savings. That’s hundreds of thousands of dollars gone—not because you didn’t save, but because someone else quietly took it.
🔗 Forbes: How a 1% Fee Can Wreck Your Retirement
I learned this the hard way. Between 2011–2019, I paid over $12,000 in hidden fees. But the real loss? More than $350,000 in missed gains. That’s six years of living expenses—gone. All while doing the “responsible” thing.
The Problem With Authority Bias (And Why Nurses Are Especially Prone)
As nurses, we’re used to hierarchy and not being the final decision makers.
But in money? That can be dangerous.
Just like the co-pilot who didn’t challenge the captain when he knew something was off—and ended up paying the ultimate price ☠️—nurses often hand over control of their finances without knowing what’s actually happening.
The financial industry isn’t flying with you. Their profits grow when yours shrink.
That’s why it’s not enough to just invest. You need to understand how you’re investing with or without a financial professional in your pocket.
Nurse Money Truth: The Best Investor for Your Money Is You
You don’t need to be perfect. You just need a system.
When you learn to:
- Analyze your own investments
- Minimize fees
- Understand stock vs. bond behavior
- Make decisions that match your risk profile
You become the safest, smartest manager of your money.
That’s why I created Ultimate Nurse Investing—the first State Board of Nursing-approved financial literacy program in the U.S. (It also meets CL requirements in Canada!)
It’s evidence-based, outcome-tracked, and built for nurses by a nurse.
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Maureen’s Story: From Fear to Freedom
Maureen, a Harvard-trained NP, had faced Ebola units—but was afraid to even look at her money. She’d outsourced everything to a fiduciary charging $200/hr—and still felt stuck, overworked, and unsure.
When she joined Nurses Investing For Wealth, everything changed. She:
- Fixed the fees draining her account
- Rolled over her 401(k) with confidence
- Took full control of her investing
- Started building real wealth
“This gave me the freedom to choose my next chapter,” she said. “I just wish I’d learned it years ago.”
Which Nurses Make the Most Money?
The ones who take control.
Research shows DIY investors often outperform the pros. Why? Because they:
- Avoid hidden fees
- Align investments with real goals
- Make intentional decisions
This is how you make the most money as a nurse: by learning to use what you earn.
Review Your Wins From This Challenge
You’ve already learned so much:
- Logged into your brokerages
- Identified account types vs. investments
- Located and reviewed your holdings
- Calculated your risk profile
- Matched your investments to your risk
Next up? Learn to analyze your current investments for quality and performance.
This is the skill that sets nurses free.
What’s Next: Your Path to Real Financial Independence
Inside Ultimate Nurse Investing, you’ll learn:
- How to analyze stocks and bonds
- How to optimize every dollar you earn
- How to build a short- and long-term wealth strategy
- How to avoid gimmicks and spot real growth
- How to feel safe, confident, and free—starting now
This is how nurses become wealthy.
“Yeah, But…” Questions Nurses Ask Me All the Time
“But I already invest through work.”
That’s great—but most workplace plans are loaded with high-fee, low-performance options. It’s not just about contributing—it’s about knowing what’s inside.
“But I don’t want to wait 30 years to enjoy my life.”
You don’t have to. This is about building freedom now and later.
“But I’m near retirement. Isn’t it too late?”
Not at all. Retirement isn’t the end of investing—it’s just the next phase. And it’s more important than ever to match your investments to your withdrawal plan.
Your Challenge Finale Action Steps
- Watch the video at the top of this page where I show you the 5 stages to manage and track your money better than the experts
- If you’re new, watch the [free 2-hour training here]
- Check your email and enroll now in Ultimate Nurse Investing if it’s open enrollment
- If the enrollment window closed, keep an eye on your inbox—we’ll reopen again soon! Or if you know you’re ready now, then email me directly (angel at nursesinvesting dot com) and request special entry.
Conclusion: You’re Ready
You’ve taken major steps in just a few days. You’ve broken through mental blocks, learned real financial skills, and proven to yourself that you can do this.
This is how nurse money mastery begins.
And I can’t wait to see what you do next. 💚
💻 Free, On Demand, Video Training
Fellow Nurses: How to Become Work Optional in One Hour a Month–Without Burning Out, Wasting Time on One-Size-Fits All Finance Strategies, or Falling for Bogus Investment Ploys